Raymond Longoria Insurance Blog: life insurance
View the latest blog posts from Raymond Longoria Insurance.
Wednesday, December 3, 2014If you smoke cigarettes, you’ve probably been told time and time again about the ill effects the habit can have on your health, including shortening your expected lifespan. But did you know that smoking can cost considerably more than just the packs that you regularly buy? READ MORE >>
Wednesday, April 30, 2014While insurance and financial professionals argue over the necessity of life insurance for children, there are distinct benefits to this type of policy. Many people think of life insurance as a form of income replacement (which obviously doesn't apply to children), but it has many more benefits for both parents and the insured children themselves. READ MORE >>
Wednesday, February 5, 2014No one likes to think about planning his or her own funeral, but the truth is that it’s a very helpful piece of your family’s financial future. Funeral and burial service costs are exceedingly high, averaging between $10,000 and $15,000 after factoring in the casket, cemetery plot and headstone. READ MORE >>
Wednesday, December 4, 2013Whole life insurance may cost a little more than term life coverage, but it also has some extra living benefits that you should know about. A whole life policy is intended to provide you with a level death benefit that lasts for as long as you pay your premiums. READ MORE >>
Tuesday, June 4, 2013When making a decision between whole life and term life, many people get caught up in comparatives and trying to conclude which one is better. In reality, neither is superior over the other, and each has pros and cons. They do have important differences, however, that you need to consider so that you can make the right decision for your personal financial needs. READ MORE >>
Friday, February 15, 2013The most common way to think of "life" insurance is to think of it as providing coverage for everything in your life. In the event that you pass away, a McAllen life insurance policy will take care of your loved ones, bills, estate, and anything else you may own as long as it is covered in the insurance plan. READ MORE >>
Monday, September 17, 2012Once you retire, there are many things you no longer have to concern yourself with, but insurance is not one of them. Having a well-designed insurance portfolio ensures you will get the most out of your retirement. Here are some types of coverage you should consider before and after your retirement: READ MORE >>
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