Monday, May 22, 2023When it comes to major home insurance claims, carriers will use depreciation as a means to determine exactly how much money to pay out for each item. So, whether you want to replace your foundation, oven, or entire home, here’s more about what kind of formulas are used to arrive at the amount on the check. READ MORE >>
Tuesday, December 14, 2021 Deductibles: Think about raising yours from the industry recommended standard of $500 to $1,000, if you can logically afford to do so in the event of a claim. This can actually be a big source of savings all on its own. READ MORE >>
Tuesday, September 7, 2021Obtaining flood insurance should be at the top of your to-do list. For many people, this type of insurance plan can offer an important level of coverage to property owners. However, many people don't realize the need for it. They don't take into consideration the range of risks present. READ MORE >>
Monday, July 19, 2021There are a lot of insurance options out there! Even basic homeowners insurance policies have a variety of options to choose from, so it’s important to know where to start. Your policy should cover a minimum of 80 percent of the cost of rebuilding your home, not including the value of the land it’s built on. READ MORE >>
Monday, February 15, 2021Protecting your home can be costly. Homeowners unsure about expensive premiums may want to consider a more affordable cash-value policy. How a Cash-Value Policy Works All homeowner policies routinely cover household contents, but how these contents are covered varies greatly depending on the type of insurance. READ MORE >>
Wednesday, November 25, 2020 If you live in a flood zone, then you might have a requirement to buy flood insurance. Many people buy plans that are backed by the National Flood Insurance Program (NFIP), the U.S. government’s insurance pool that makes flood insurance attainable for those who need it. READ MORE >>
Monday, December 11, 2017The holidays often means sharing your home with more people. It can be a fantastic way to spend time with loved ones. Friends gather. Even coworkers are welcome. Yet, with more people also comes higher risk. Homeowners can take steps now to protect themselves and others from such risks. READ MORE >>
Friday, February 10, 2017It may surprise you, but most home insurance policies don't cover flood damages. Insurance often considers flooding to be any type of water damage, regardless of cause. It's important to keep this in mind, as a flood can come from more than just heavy rain. READ MORE >>
Wednesday, September 21, 2016Whether you're moving across the country or you're just spending some time hauling items for your campsite, having a motorhome can be very valuable. Adding a trailer gives you more room to carry larger items, and this can be one of the best ways to bring along large amounts of furniture or belongings. READ MORE >>
Thursday, June 30, 2016When it comes to purchasing a home, most people are excited. In particular, first-time home buyers are thrilled throughout the process. From house hunting to collecting paint swatches, every aspect of the process is welcomed to them. READ MORE >>
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