Tuesday, December 14, 2021 Deductibles: Think about raising yours from the industry recommended standard of $500 to $1,000, if you can logically afford to do so in the event of a claim. This can actually be a big source of savings all on its own. READ MORE >>
Wednesday, November 25, 2020 If you live in a flood zone, then you might have a requirement to buy flood insurance. Many people buy plans that are backed by the National Flood Insurance Program (NFIP), the U.S. government’s insurance pool that makes flood insurance attainable for those who need it. READ MORE >>
Monday, December 11, 2017The holidays often means sharing your home with more people. It can be a fantastic way to spend time with loved ones. Friends gather. Even coworkers are welcome. Yet, with more people also comes higher risk. Homeowners can take steps now to protect themselves and others from such risks. READ MORE >>
Friday, February 10, 2017It may surprise you, but most home insurance policies don't cover flood damages. Insurance often considers flooding to be any type of water damage, regardless of cause. It's important to keep this in mind, as a flood can come from more than just heavy rain. READ MORE >>
Thursday, June 30, 2016When it comes to purchasing a home, most people are excited. In particular, first-time home buyers are thrilled throughout the process. From house hunting to collecting paint swatches, every aspect of the process is welcomed to them. READ MORE >>
Tuesday, January 6, 2015Has anyone ever talked with you about the water lines going to the toilets in your house? If not, you might want to pay close attention to this information! Those little lines in the back of the toilet connect the water line to the rest of your toilet. Each has a shut off valve. READ MORE >>
Thursday, July 17, 2014Mortgage companies require most people buying a home to purchase home insurance, and for good reason. Your home is likely to be your biggest investment, and it should have adequate coverage in the event of fire, theft, natural disasters or some other emergency. READ MORE >>
Thursday, April 3, 2014As the weather warms, kids once again can enjoy outdoor fun. Kicking around a soccer ball or climbing on a jungle gym is fun for many, but the houses with swimming pools and trampolines often become the most coveted hangout spots in the neighborhood. READ MORE >>
Friday, November 1, 2013Are you wondering if your standard homeowners policy covers your personal assets along with the structure of your home? The answer is yes, to an extent. Most homeowners policies come with contents coverage up to 50 to 70 percent of the amount of coverage on your home. READ MORE >>
Wednesday, August 28, 2013There is something reassuring in knowing that your home and its contents are protected against loss or damage, and that is why a refused claim can be such a devastating experience to endure. Home insurance is complex, and a policy is a legally binding contract that holds within it several clauses and conditions that you need to be aware of. READ MORE >>
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